Hey Reader,

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I’m so glad you’re sticking with me on this journey to smarter financial planning! Today I’m pulling back the curtain to give you a glimpse into who I am—and the amazing team at Formula Wealth.
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Who the Heck is Holmes?

You may be asking yourself, who’s the guy behind these emails? That’s me—Chad Holmes! I’m the guy who created Formula Wealth with a specific mission to help families be smart about transferring all levels of wealth from one generation to the next. I’m here to give you practical financial advice without the nonsense.
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Here’s what you need to know about me: I’ve spent over a decade helping families navigate the wild world of wealth management and estate planning. And after years of working with all kinds of clients, doing everything for everyone, I decided to build a place where I can focus on specific problems that nobody else was solving—financial planning with two generations in mind. Heck, I even wrote the book on it! No, really… I literally wrote the book, you can buy it on Amazon! 😉

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I’m a family man through and through. My wife, Katelin, is a breast surgical oncologist in Fairhope, AL. As they say, “not all heroes wear capes,” and my wife is definitely a superhero for her patients and for our family. We’ve lived in Tennessee, Texas, and Ohio, but we’re thrilled to have planted our roots back in the South, where the sweet tea is sweeter, the hospitality can’t be beat, and ‘bless your heart’ might mean you made a new friend… or you just did somethin’ real dumb!
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We have two daughters, Georgia (born 2020) and Charlotte (born 2023), who keep life busy, loud, and endlessly entertaining. If I’m not talking about financial strategies, I’m probably negotiating a peace treaty over whose turn it is with the coveted toy of the day, or quoting Bluey. Watching them grow and seeing their bond as sisters is one of the greatest joys of my life—whether they’re giggling conspiratorially or engaging in what I like to call “advanced toddler diplomacy.” Either way, they’ve taught me that patience isn’t just a virtue; it’s a survival skill.

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Another Set of Hands Behind the Scenes- Meet Amanda Hiler

From managing marketing and social media to handling back-end admin tasks, Amanda makes sure all the gears are turning behind the scenes. Her help ensures that I can focus on what I do best—helping you manage and grow your wealth. And, bonus points, she wields a wicked sense of humor, which makes everything better!
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Amanda lives in Arizona with her husband, two kids, and two spirited Yorkshire terriers.

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Now it’s YOUR Turn- Tell us About You!

Now that you’ve met the team, I’d love to know: What’s your biggest estate planning concern right now? Don’t be shy—hit reply, and I might just feature your question in an upcoming email. (And if I don’t have a perfect answer, I’ll at least try to make you laugh.)

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Looking forward to helping you build wealth without worry!
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Warmly,

Chad Holmes, CFP®, CPA, CPWA®

Founder | Financial Planner | Author

​www.formulawealth.com​

(901) 262-1281 Cell

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